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Professional Financial Education

Privacy Policy

Your privacy matters to us. We're committed to protecting your personal information and being transparent about how we collect, use, and safeguard your data.

Last updated: March 15, 2025

Information We Collect

At benxolirvapo, we collect information that helps us provide better financial analysis services and educational content. We're selective about what we gather and always have a specific purpose in mind.

Personal Information: When you engage with our services, we collect details like your name, email address, company information, and professional background. This helps us tailor our educational programs to your specific needs.

Information collected automatically includes:

  • Device information and browser specifications
  • Usage patterns and interaction data with our educational content
  • Location data (general geographic area, not precise coordinates)
  • Referral sources and navigation paths through our website
  • Time spent on different sections and learning modules

We also collect professional information when you participate in our learning programs, including your industry background, experience level, and learning preferences. This information helps us create more effective educational experiences and better support materials.

How We Use Your Data

Your information serves specific purposes that directly benefit your learning experience and our ability to provide quality educational services. We don't use your data for unrelated marketing or sell it to third parties.

Primary uses of your information:

  • Delivering personalised educational content and program recommendations
  • Providing technical support and answering your questions about our services
  • Sending relevant updates about new learning materials and program developments
  • Improving our educational content based on user feedback and engagement patterns
  • Maintaining records for program completion and certification purposes
Legal Basis for Processing: Under Australian privacy legislation, we process your personal information based on your consent, our legitimate business interests in providing educational services, and when necessary to fulfill our contractual obligations to program participants.

We analyse website usage data to understand which educational topics are most valuable to our audience and where we can improve the learning experience. This analysis is always conducted at an aggregate level — we're looking at patterns across all users, not individual behaviour.

Data Sharing and Third Parties

We share your information only when it's necessary to provide our services or when required by law. We don't sell personal data to marketers or use it for unrelated commercial purposes.

Service Providers

We work with trusted third-party services for email delivery, website hosting, and educational platform functionality. These providers can only access data necessary for their specific services and are bound by strict confidentiality agreements.

Legal Requirements

We may disclose information when required by Australian law, court orders, or regulatory investigations. We'll notify you of such requests unless legally prohibited from doing so.

Business Transfers

If benxolirvapo undergoes a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We'll provide notice and ensure your privacy rights are maintained under any new ownership.

We maintain data processing agreements with all third-party services that handle your information. These agreements ensure they meet the same privacy standards we maintain and limit their use of your data to the specific services they provide to us.

Your Privacy Rights

Under Australian privacy legislation, you have several important rights regarding your personal information. We've made it straightforward to exercise these rights and will respond to requests within the timeframes required by law.

Access Your Data

Request a copy of all personal information we hold about you, including how it's being used and who it's been shared with. We'll provide this information in a clear, readable format within 30 days.

Correct Inaccuracies

Update or correct any personal information that's inaccurate or incomplete. You can make many corrections directly through your account settings, or contact us for assistance with more complex changes.

Delete Your Information

Request deletion of your personal information, subject to legal requirements for record keeping. We'll delete your data within 30 days unless we're legally required to retain certain information.

Restrict Processing

Limit how we use your information while maintaining your account access. This is useful if you're concerned about data accuracy or want to pause certain communications while keeping your learning progress.

Data Portability

Receive your personal information in a structured, commonly used format that you can transfer to another service provider. This includes your learning progress, course completions, and profile information.

Withdraw Consent

Remove your consent for data processing activities that rely on your permission. This includes marketing communications and certain data analysis activities, though some processing may continue based on other legal grounds.

How to Exercise Your Rights: Contact our privacy team at contact@benxolirvapo.com with your request. Include your full name, email address, and specific details about what you'd like us to do. We may need to verify your identity before processing certain requests to protect your information.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorised access, disclosure, alteration, or destruction. Our security approach combines technical safeguards with strict internal policies.

Technical security measures include:

  • End-to-end encryption for data transmission and storage
  • Regular security audits and penetration testing by independent experts
  • Multi-factor authentication for all administrative access
  • Automated threat detection and response systems
  • Regular software updates and security patch management
  • Secure backup systems with encrypted off-site storage

Our team receives regular training on privacy and security best practices. We maintain strict access controls — staff can only access the minimum information necessary for their role, and all access is logged and monitored.

Incident Response: If we experience a data breach that could affect your privacy, we'll notify you within 72 hours and provide clear information about what happened, what information was involved, and what steps we're taking to address the situation.

Data Retention and Deletion

We keep your personal information only as long as necessary to provide our services, comply with legal obligations, and maintain accurate records. Different types of information have different retention periods based on their purpose and legal requirements.

Account Information

Maintained while your account is active plus 3 years after account closure for potential reactivation and to resolve any disputes that may arise.

Learning Records

Course completions and certifications are kept for 7 years to support verification requests and meet educational record-keeping standards.

Communication Records

Email correspondence and support interactions are retained for 5 years to maintain context for ongoing relationships and resolve future inquiries.

Website Analytics

Usage data and website analytics are kept for 2 years to understand long-term trends and improve our educational content and user experience.

When retention periods expire, we securely delete your information using industry-standard data destruction methods. For digital records, this means multiple-pass overwriting that makes data unrecoverable. Physical records are shredded and disposed of through certified destruction services.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website, remember your preferences, and understand how our educational content is being used. You have control over most cookie settings through your browser.

Types of cookies we use:

  • Essential cookies that enable core website functionality and security
  • Preference cookies that remember your settings and customisation choices
  • Analytics cookies that help us understand which content is most valuable
  • Performance cookies that monitor website speed and identify technical issues
Managing Cookies: You can control cookie settings through your browser preferences. Blocking certain cookies may limit website functionality, but essential features will continue to work. We don't use tracking cookies for advertising purposes.

We don't share cookie data with advertising networks or use it to build profiles for marketing purposes. Our analytics focus on understanding which educational topics are most helpful and where we can improve the learning experience for all users.

International Data Transfers

Your information is primarily processed and stored within Australia. When we need to transfer data internationally for specific services, we ensure appropriate safeguards are in place to protect your privacy according to Australian standards.

Transfer Safeguards: International transfers only occur with service providers who meet Australian privacy standards or are located in countries with adequate privacy protection as recognised by Australian authorities. All transfers are governed by data processing agreements that maintain your privacy rights.

Questions About This Privacy Policy?

If you have questions about this privacy policy or how we handle your personal information, we're here to help. Contact our privacy team at contact@benxolirvapo.com or reach us at our Melbourne office.

Mailing Address:
benxolirvapo Privacy Team
215/530 Little Collins Street
Melbourne VIC 3000, Australia